Nido Home Finance Limited (NHFL) is a part of Edelweiss Group which is one of the leading diversified financial services groups in India. As of 31 December 2023, the Company has 67 offices in 67 cities in India. Over the past several years, they have diversified and expanded their presence into markets that are of greater relevance to the products they offer. NHFL has a Pan-India network spanned across a total of 67 offices in 67 major Indian cities as of December 31, 2023, while their retail customer base was approximately 20,000 as of December 31, 2023. NHFL’s funding requirements are predominantly sourced through credit facilities from banks, NHB and the issuance of redeemable non-convertible debentures on a private placement basis/through public issuance. They have, over the last few years, accessed funds from multiple classes of credit providers, including nationalized banks, private Indian banks, and mutual funds. The home loan portfolio constitutes the largest part of the company’s credit book, it seeks to diversify its credit risk and ensure that no individual credit product contributes a large portion to its overall credit book subject to the conditions stipulated in the HFC license. Each of their product lines is supported by a dedicated team of managers with specialised professional expertise.