Muthoot Housing Finance Company Limited
Issuer Overview
MHFCL is part of the Muthoot Pappachan group and a subsidiary of the group's flagship company, MFL. The group has a presence in diverse businesses such as loans against gold, vehicle finance, microfinance, money transfer, mutual fund distribution, hospitality, real estate and power generation. MHFCL was incorporated in March 2010 and commenced operations in July 2011. It operates in the affordable housing finance segment and provides 90% of loans of up to Rs 25 lakh to people with income of Rs 15,000-30,000 per month for purchase, construction, extension of house and other mortgage loans. MHFCL has presence in Maharashtra, Gujarat, Tamil Nadu, Kerala, Karnataka, Andhra Pradesh, Rajasthan, Madhya Pradesh, Chhattisgarh, Puducherry, Telangana, Uttar Pradesh, Haryana and Punjab. As of March 2026, it had a networth of Rs 450 crore and AUM of Rs 3254 crore.