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12.25% Indel Money Limited 2032

active
non convertible debentures
Unsecured
ISIN
INE0BUS08047

Investment Details

Key Terms
Minimum Investment
₹2,97,499.32
For Settlement Date Jul 08, 2026
Maturity Date
08 Jun 2032
5 Years 11 Months 1 Day
Payment Frequency
monthly
Coupon Rate
12.25 %
fixed
Financial Details
Coupon Type
fixed
Yield to maturity
13.17% p.a
Current Yield
12.35%
Clean Price
₹99.20
Dirty Price
₹99.17
Bond Details
Issue Size
N/A
Base Issue Size
N/A
Greenshoe Option Size
N/A
Issue Closes
N/A
Issue Type
corporate
Face Value
₹1,00,000.00
Listed
Yes
Allotment Mode
N/A
Mode OF Issue
private placement
Settlement Date
Jul 08, 2026
Coupon Type
fixed
Call Date
N/A
Put Date
N/A
Tier
N/A
Perpetual
No
Issue Date
08 Jun 2026
Risk Factor
Tax Type
Taxable
Tax Free
Mode of Issue
Public
Private
Seniority
Non-Senior
Senior
Security
Unsecured
Secured
Issue Managers
Current MD/CEO
Mr.Umesh Mohanan
Debenture Trustee
Catalyst Trusteeship Limited

Credit Rating

Instrument Rating
A-
Rating Rationale (ACUITE)
Download Details
Rating Date
06/05/26
Outlook
stable

Cash Flow

Investment Amount
₹2,97,499.32
Settlement Date
Payment Term
monthly
Units
3
Repayment Schedule
Download
Date
Interest (12.25%)
Principal
Aug 09, 2026
₹3,121.23
-
Sep 09, 2026
₹3,121.23
-
Oct 09, 2026
₹3,020.52
-
Nov 09, 2026
₹3,121.23
-
Dec 09, 2026
₹3,020.52
-
Jan 09, 2027
₹3,121.23
-
Feb 09, 2027
₹3,121.23
-
Mar 09, 2027
₹2,819.16
-
Apr 09, 2027
₹3,121.23
-
May 09, 2027
₹3,020.52
-
Jun 09, 2027
₹3,121.23
-
Jul 09, 2027
₹3,020.52
-
Aug 09, 2027
₹3,121.23
-
Sep 09, 2027
₹3,121.23
-
Oct 09, 2027
₹3,020.52
-
Nov 09, 2027
₹3,121.23
-
Dec 09, 2027
₹3,020.52
-
Jan 09, 2028
₹3,112.68
-
Feb 09, 2028
₹3,112.68
-
Mar 09, 2028
₹2,911.86
-
Apr 09, 2028
₹3,112.68
-
May 09, 2028
₹3,012.27
-
Jun 09, 2028
₹3,112.68
-
Jul 09, 2028
₹3,012.27
-
Aug 09, 2028
₹3,112.68
-
Sep 09, 2028
₹3,112.68
-
Oct 09, 2028
₹3,012.27
-
Nov 09, 2028
₹3,112.68
-
Dec 09, 2028
₹3,012.27
-
Jan 09, 2029
₹3,121.23
-
Feb 09, 2029
₹3,121.23
-
Mar 09, 2029
₹2,819.16
-
Apr 09, 2029
₹3,121.23
-
May 09, 2029
₹3,020.52
-
Jun 09, 2029
₹3,121.23
-
Jul 09, 2029
₹3,020.52
-
Aug 09, 2029
₹3,121.23
-
Sep 09, 2029
₹3,121.23
-
Oct 09, 2029
₹3,020.52
-
Nov 09, 2029
₹3,121.23
-
Dec 09, 2029
₹3,020.52
-
Jan 09, 2030
₹3,121.23
-
Feb 09, 2030
₹3,121.23
-
Mar 09, 2030
₹2,819.16
-
Apr 09, 2030
₹3,121.23
-
May 09, 2030
₹3,020.52
-
Jun 09, 2030
₹3,121.23
-
Jul 09, 2030
₹3,020.52
-
Aug 09, 2030
₹3,121.23
-
Sep 09, 2030
₹3,121.23
-
Oct 09, 2030
₹3,020.52
-
Nov 09, 2030
₹3,121.23
-
Dec 09, 2030
₹3,020.52
-
Jan 09, 2031
₹3,121.23
-
Feb 09, 2031
₹3,121.23
-
Mar 09, 2031
₹2,819.16
-
Apr 09, 2031
₹3,121.23
-
May 09, 2031
₹3,020.52
-
Jun 09, 2031
₹3,121.23
-
Jul 09, 2031
₹3,020.52
-
Aug 09, 2031
₹3,121.23
-
Sep 09, 2031
₹3,121.23
-
Oct 09, 2031
₹3,020.52
-
Nov 09, 2031
₹3,121.23
-
Dec 09, 2031
₹3,020.52
-
Jan 09, 2032
₹3,112.68
-
Feb 09, 2032
₹3,112.68
-
Mar 09, 2032
₹2,911.86
-
Apr 09, 2032
₹3,112.68
-
May 09, 2032
₹3,012.27
-
Jun 09, 2032
₹3,112.68
₹3,00,000.00
Net Returns
₹2,17,528.68
₹3,00,000.00
Gross Returns(Interest Earned + Total Principal)
₹5,17,528.68

Documents

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Debt Quality

Security
This bond is UNSECURED
Seniority
In case of default, the bond holders will be considered 'Subordinate Tier 2' for payment
Listed
It got listed on exchange on Jun 09, 2026

Issuer

Indel Money Limited
Issuer Overview
Indel Money Limited (IML) is a part of Indel Corporation Private Limited, promoted by Mr. Mahanan Gopalkrishnan, a business group with investments across financial services, automobile, hospitality, infrastructure development, media, communication, and entertainment. Incorporated in 1986, Indel Money Limited, is a Non-Deposit Taking Non- Banking Finance Company (ND-NBFC) based out of Kerala. The company is promoted by Mr. Mahanan Gopalkrishnan (Managing Director) and his son Mr. Umesh Mohanan (CEO). IML provides fund-based services like Gold Loan, MSME Loans, Business Loans (Secured & Unsecured), loans to group companies and a small portion of personal & trader loans. IML also provides fee-based services by way of money transfer facilities.
Industry
NBFC
Year Founded
1986
Sector
NBFC
Ownership
Private
Head Office
Mumbai
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Investment Calculator

3 units
₹5,15,028.00Total Returns
Invested Amount
₹2,97,499.32
Earned Interest
₹2,17,528.68
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Calculator
Standard Disclaimer
Investment in securities market are subject to market risks, read all the related documents carefully before investing.
Registration Details
JM Financial Services Ltd.
Corporate Identity Number: U67120MH1998PLC115415
https://www.jmfinancialservices.in
Registered Office
JM Financial Services Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6630 3030. Fax: (022) 6630 3223
Corporate Office
JM Financial Services Limited, 5th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6704 0404. Fax: (022) 6704 3139
Standard Disclaimer
Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully
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