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8.88% Cholamandalam Investment & Finance Company Limited

active
non convertible debentures
Unsecured
ISIN
INE121A08PZ6

Investment Details

Key Terms
Minimum Investment
₹10,22,379.18
For Settlement Date Jul 13, 2026
Maturity Date
24 Jun 2033
6 Years 11 Months 14 Days
Payment Frequency
annually
Coupon Rate
8.88 %
fixed
Financial Details
Coupon Type
fixed
Yield to maturity
8.52% p.a
Current Yield
8.72%
Clean Price
₹101.80
Dirty Price
₹102.24
Bond Details
Issue Size
N/A
Base Issue Size
N/A
Greenshoe Option Size
N/A
Issue Closes
N/A
Issue Type
nbfc
Face Value
₹1,00,000.00
Listed
Yes
Allotment Mode
N/A
Mode OF Issue
private placement
Settlement Date
Jul 13, 2026
Coupon Type
fixed
Call Date
N/A
Put Date
N/A
Tier
N/A
Perpetual
No
Issue Date
24 Jun 2026
Risk Factor
Tax Type
Taxable
Tax Free
Mode of Issue
Public
Private
Seniority
Non-Senior
Senior
Security
Unsecured
Secured
Issue Managers
Current MD/CEO
Arun Alagappan
Debenture Trustee
IDBI Trusteeship Services Limited

Credit Rating

Instrument Rating
AA+
Rating Rationale (CARE)
Download Details
Rating Date
07/04/26
Outlook
stable

Cash Flow

Investment Amount
₹10,22,379.18
Settlement Date
Payment Term
annually
Units
10
Repayment Schedule
Download
Date
Interest (8.88%)
Principal
Jun 25, 2027
₹88,800.00
-
Jun 25, 2028
₹88,800.00
-
Jun 25, 2029
₹88,800.00
-
Jun 25, 2030
₹88,800.00
-
Jun 25, 2031
₹88,800.00
-
Jun 25, 2032
₹88,800.00
-
Jun 25, 2033
₹88,800.00
₹10,00,000.00
Net Returns
₹6,21,600.00
₹10,00,000.00
Gross Returns(Interest Earned + Total Principal)
₹16,21,600.00

Documents

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Debt Quality

Security
This bond is UNSECURED
Seniority
In case of default, the bond holders will be considered 'Subordinate Tier 2' for payment
Listed
It got listed on exchange on Jun 30, 2026

Issuer

Cholamandalam Investment & Finance
Issuer Highlights
  • This company was incorporated in 1978 as the financial services arm of the Murugappa Group
  • As of March 2021, they had 1137 branches across 29 states/UTs with 81% presence in tier 3-5 towns
Know More
Industry
Financial Services
Year Founded
1978
Sector
N/A
Ownership
Murugappa Group
Head Office
Chennai
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Investment Calculator

10 units
₹16,43,979.18Total Returns
Invested Amount
₹10,22,379.18
Earned Interest
₹6,21,600.00
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Standard Disclaimer
Investment in securities market are subject to market risks, read all the related documents carefully before investing.
Registration Details
JM Financial Services Ltd.
Corporate Identity Number: U67120MH1998PLC115415
https://www.jmfinancialservices.in
Registered Office
JM Financial Services Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6630 3030. Fax: (022) 6630 3223
Corporate Office
JM Financial Services Limited, 5th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6704 0404. Fax: (022) 6704 3139
Standard Disclaimer
Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully
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