Vivriti Capital Limited ('VCL') is a systemically-important non-deposit taking non-banking finance company (NBFC-ND-SI) registered with the Reserve Bank of India (RBI). It was started in June 2017 by Mr. Vineet Sukumar and Mr. Gaurav Kumar as private limited company and was consequently converted to public limited company on 09 th June 2023. It is backed by marquee institutional investors such as Creation Investments, Lightrock and TVS Capital who in addition to providing capital have assisted in the growth through strategic guidance based on their previous experience and insight into financial services sector in India. On standalone basis VCL had an AUM of ₹ 5,83,580.01 lakh backed by Net Worth which stood at Rs. 1,56,474.55 lakh & Borrowings of Rs. 4,76,646.43 lakhs. Its Debt-to-Equity ratio stood at 3.05x as on 31st Mar 2023 VCL offers lending products to mid-corporates including term loans, working capital demand loans, co-lending with financial partners, securitisation of receivables etc. across sector in the business of healthcare, pharma, logistics, retail etc. The ticket size of these loans ranges from Rs. 0.10 lakh to Rs. 8,000.00 lakh, with an average ticket size of less than Rs. 350.00 lakh. The loan tenure is determined by the profile of the borrower and the collateral, with the tenure ranging from 1 month to 48 months. As on 31st Mar 2023, VCL reported Standalone PAT of Rs. 12,929.75 lakh, Rs. 6,736.98 lakh & Rs. 3,000.51 lakh for FY23, FY22 & FY21 respectively Its Net NPA (%) stood minimal at 0.08%, 0.07% & 0.00% for FY23, FY22 & FY21 respectively.