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Aditya Birla Capital Limited 2032

active
non convertible debentures
Secured
ISIN
INE860H07ID8

Investment Details

Key Terms
Minimum Investment
₹10,15,055.07
For Settlement Date Nov 16, 2026
Maturity Date
17 Nov 2032
6 Years 4 Days
Payment Frequency
annually
Yield to Maturity
7.78% p.a
Total return if held till maturity
Financial Details
Coupon Type
fixed
Coupon Rate
8.12 %
fixed
Current Yield
8.00%
Clean Price
₹101.55
Dirty Price
₹101.51
Bond Details
Issue Size
N/A
Base Issue Size
N/A
Greenshoe Option Size
N/A
Issue Closes
N/A
Issue Type
nbfc
Face Value
₹10,00,000.00
Listed
Yes
Allotment Mode
N/A
Mode OF Issue
private placement
Settlement Date
Nov 16, 2026
Coupon Type
fixed
Call Date
N/A
Put Date
N/A
Tier
N/A
Perpetual
No
Issue Date
17 Nov 2022
Risk Factor
Tax Type
Taxable
Tax Free
Mode of Issue
Public
Private
Seniority
Non-Senior
Senior
Security
Unsecured
Secured
Issue Managers
Current MD/CEO
Mrs. Vishakha Mulye
Debenture Trustee
Vistra ITCL (India) Limited

Credit Rating

Rating Rationale (CRISIL)
Download Details
Rating Date
22/01/26
Outlook
stable

Credit Risk-o-Meter

Credit Rating Agency (CRA) – Credit Rating
  • CRISIL – AAALowest credit risk
Type of Instrument: Secured

The Credit Risk-o-Meter represents only the credit risk associated with this debt security.

The Credit risk-o-meter is based on evaluation of the credit risk of the issuer and does not constitute investment advice or a recommendation to invest. Investments in debt securities are also subject to market and liquidity risks.

Rating Rationale (CRISIL)
Download Details
Rating Date
22/01/26
Outlook
stable

Cash Flow

Investment Amount
₹10,15,055.07
Settlement Date
Payment Term
annually
Units
1
Repayment Schedule
Download
Date
Interest (8.12%)
Principal
Nov 18, 2027
₹81,200.00
-
Nov 18, 2028
₹81,200.00
-
Nov 18, 2029
₹81,200.00
-
Nov 18, 2030
₹81,200.00
-
Nov 18, 2031
₹81,200.00
-
Nov 18, 2032
₹81,200.00
₹10,00,000.00
Net Returns
₹4,87,200.00
₹10,00,000.00
Gross Returns(Interest Earned + Total Principal)
₹14,87,200.00

Documents

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Debt Quality

Security
This bond is SECURED
Seniority
In case of default, the bond holders will be considered 'Senior' for payment
Listed
It got listed on exchange on Nov 21, 2022

Issuer

Aditya Birla Capital Limited
Issuer Overview
Aditya Birla Capital Limited (“ABCL”) is a listed systemically important non-deposit taking Non-Banking Financial Company (NBFC) and the holding company of the financial services businesses. ABCL and its subsidiaries/JVs provides a comprehensive suite of financial solutions across Loans, Investments, Insurance, and Payments to serve the diverse needs of customers across their lifecycles. Powered by over 63,750 employees, the businesses of ABCL have a nationwide reach with over 1,712 branches and more than 200,000 agents/channel partners along with several bank partners. ABCL and its subsidiaries/JVs manage aggregate assets under management of over Rs.5.50 Lakh Crore with a consolidated lending book of over Rs.1.78 Lakh Crore as of Sep 30, 2025. Aditya Birla Capital Limited is a part of the US$67 billion global conglomerate Aditya Birla Group, which is in the league of Fortune 500. Anchored by an extraordinary force of over 227,500 employees, the Group is built on a strong foundation of stakeholder value creation. With over seven decades of responsible business practices, the Group’s businesses have grown into global powerhouses in a wide range of sectors - from metals to cement, fashion to financial services and textiles to trading. Today, about 42% of the Group revenues flow from overseas operations that span 41 countries across six continents.
Industry
NBFC
Year Founded
2007
Sector
N/A
Ownership
N/A
Head Office
Mumbai
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Investment Calculator

1 units
₹15,02,255.07Total Returns
Invested Amount
₹10,15,055.07
Earned Interest
₹4,87,200.00
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Standard Disclaimer
Investment in securities market are subject to market risks, read all the related documents carefully before investing.
Registration Details
JM Financial Services Ltd.
Corporate Identity Number: U67120MH1998PLC115415
https://www.jmfinancialservices.in
Registered Office
JM Financial Services Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6630 3030. Fax: (022) 6630 3223
Corporate Office
JM Financial Services Limited, 5th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6704 0404. Fax: (022) 6704 3139
Standard Disclaimer
Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully
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