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DMI Finance Private Limited 2028

active
non convertible debentures
Secured
ISIN
INE604O07233

Investment Details

Key Terms
Minimum Investment
₹3,03,982.03
For Settlement Date Sep 30, 2026
Maturity Date
11 Dec 2028
2 Years 2 Months 12 Days
Payment Frequency
quarterly
Yield to Maturity
8.94% p.a
Total return if held till maturity
Financial Details
Coupon Type
fixed
Coupon Rate
9.22 %
fixed
Current Yield
9.12%
Clean Price
₹101.10
Dirty Price
₹101.33
Bond Details
Issue Size
N/A
Base Issue Size
N/A
Greenshoe Option Size
N/A
Issue Closes
N/A
Issue Type
nbfc
Face Value
₹1,00,000.00
Listed
Yes
Allotment Mode
N/A
Mode OF Issue
private placement
Settlement Date
Sep 30, 2026
Coupon Type
fixed
Call Date
N/A
Put Date
N/A
Tier
N/A
Perpetual
No
Issue Date
20 Sep 2026
Risk Factor
Tax Type
Taxable
Tax Free
Mode of Issue
Public
Private
Seniority
Non-Senior
Senior
Security
Unsecured
Secured
Issue Managers
Current MD/CEO
Arindam Das
Debenture Trustee
Axis Trustee Services Limited

Credit Rating

Instrument Rating
AA
Rating Rationale (ICRA)
Download Details
Rating Date
09/09/26
Outlook
stable

Cash Flow

Investment Amount
₹3,03,982.03
Settlement Date
Payment Term
quarterly
Units
3
Repayment Schedule
Download
Date
Interest (9.22%)
Principal
Dec 12, 2026
₹6,214.02
-
Mar 12, 2027
₹6,820.26
-
Jun 12, 2027
₹6,971.85
-
Sep 12, 2027
₹6,971.85
-
Dec 12, 2027
₹6,896.04
-
Mar 12, 2028
₹6,877.20
-
Jun 12, 2028
₹6,952.80
-
Sep 12, 2028
₹6,952.80
-
Dec 12, 2028
₹6,877.20
₹3,00,000.00
Net Returns
₹61,534.02
₹3,00,000.00
Gross Returns(Interest Earned + Total Principal)
₹3,61,534.02

Documents

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Debt Quality

Security
This bond is Secured
Seniority
In case of default, the bond holders will be considered 'Senior' for payment
Listed
It got listed on exchange on Sep 21, 2026

Issuer

DMI Finance Private Limited
Issuer Overview
DHFPL, incorporated in 2011, is a private financial services company registered as a housing finance company (HFC). It started lending operations in FY2014 and primarily focusses on providing home loans and LAP to borrowers seeking affordable housing. The company’s loan book5 stood at Rs. 2,425 crore as on June 30, 2026 (Rs. 2,367 crore as on March 31, 2026) with a geographical footprint of 52 branches across eight states (though three states, i.e. Uttar Pradesh, Rajasthan and Madhya Pradesh, account for about 47% of the portfolio). While home loans account for 66% of the loan book, the balance consists of LAP (29%) and others, including corporate loans (5%).
Industry
Housing Finance
Year Founded
2011
Sector
Housing Finance
Ownership
Private
Head Office
New Delhi
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Investment Calculator

3 units
₹3,65,516.05Total Returns
Invested Amount
₹3,03,982.03
Earned Interest
₹61,534.02
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Standard Disclaimer
Investment in securities market are subject to market risks, read all the related documents carefully before investing.
Registration Details
JM Financial Services Ltd.
Corporate Identity Number: U67120MH1998PLC115415
https://www.jmfinancialservices.in
Registered Office
JM Financial Services Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6630 3030. Fax: (022) 6630 3223
Corporate Office
JM Financial Services Limited, 5th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6704 0404. Fax: (022) 6704 3139
Standard Disclaimer
Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully
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