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Bonds

Electronica Finance Limited 2032

active

non convertible debentures

Unsecured

ISIN

INE612U08074

Investment Details

Key Terms

Minimum Investment

₹3,03,462.33

For Settlement Date Jul 28, 2026

Maturity Date

21 Jan 2032

5 Years 5 Months 25 Days

Payment Frequency

monthly

Coupon Rate

11.25 %

fixed

Financial Details

Coupon Type

fixed

Yield to maturity

11.57% p.a

Current Yield

11.14%

Clean Price

₹101.00

Dirty Price

₹101.15

Bond Details

Issue Size

N/A

Base Issue Size

N/A

Greenshoe Option Size

N/A

Issue Closes

N/A

Issue Type

corporate

Face Value

₹1,00,000.00

Listed

Yes

Allotment Mode

N/A

Mode OF Issue

private placement

Settlement Date

Jul 28, 2026

Coupon Type

fixed

Call Date

N/A

Put Date

N/A

Tier

N/A

Perpetual

Issue Date

22 Jul 2026

Risk Factor

Tax Type

Taxable

Tax Free

Mode of Issue

Public

Private

Seniority

Non-Senior

Senior

Security

Unsecured

Secured

Issue Managers

Current MD/CEO

Shilpa Pophale

Debenture Trustee

Beacon Trusteeship Ltd

Credit Rating

Instrument Rating

Rating Rationale (IND)

Download Details

Rating Date

16/07/26

Outlook

stable

Cash Flow

Investment Amount

₹3,03,462.33

Settlement Date

Payment Term

monthly

Units

Repayment Schedule

Download

Date

Interest (11.25%)

Principal

Aug 31, 2026

₹3,606.15

Sep 30, 2026

₹2,773.98

Oct 31, 2026

₹2,866.44

Nov 30, 2026

₹2,773.98

Dec 31, 2026

₹2,866.44

Jan 31, 2027

₹2,866.44

Feb 28, 2027

₹2,589.03

Mar 31, 2027

₹2,866.44

Apr 30, 2027

₹2,773.98

May 31, 2027

₹2,866.44

Jun 30, 2027

₹2,773.98

Jul 31, 2027

₹2,866.44

Aug 31, 2027

₹2,866.44

Sep 30, 2027

₹2,773.98

Oct 31, 2027

₹2,866.44

Nov 30, 2027

₹2,773.98

Dec 31, 2027

₹2,866.44

Jan 31, 2028

₹2,858.61

Feb 29, 2028

₹2,674.17

Mar 31, 2028

₹2,858.61

Apr 30, 2028

₹2,766.39

May 31, 2028

₹2,858.61

Jun 30, 2028

₹2,766.39

Jul 31, 2028

₹2,858.61

Aug 31, 2028

₹2,858.61

Sep 30, 2028

₹2,766.39

Oct 31, 2028

₹2,858.61

Nov 30, 2028

₹2,766.39

Dec 31, 2028

₹2,858.61

Jan 31, 2029

₹2,866.44

Feb 28, 2029

₹2,589.03

Mar 31, 2029

₹2,866.44

Apr 30, 2029

₹2,773.98

May 31, 2029

₹2,866.44

Jun 30, 2029

₹2,773.98

Jul 31, 2029

₹2,866.44

Aug 31, 2029

₹2,866.44

Sep 30, 2029

₹2,773.98

Oct 31, 2029

₹2,866.44

Nov 30, 2029

₹2,773.98

Dec 31, 2029

₹2,866.44

Jan 31, 2030

₹2,866.44

Feb 28, 2030

₹2,589.03

Mar 31, 2030

₹2,866.44

Apr 30, 2030

₹2,773.98

May 31, 2030

₹2,866.44

Jun 30, 2030

₹2,773.98

Jul 31, 2030

₹2,866.44

Aug 31, 2030

₹2,866.44

Sep 30, 2030

₹2,773.98

Oct 31, 2030

₹2,866.44

Nov 30, 2030

₹2,773.98

Dec 31, 2030

₹2,866.44

Jan 31, 2031

₹2,866.44

Feb 28, 2031

₹2,589.03

Mar 31, 2031

₹2,866.44

Apr 30, 2031

₹2,773.98

May 31, 2031

₹2,866.44

Jun 30, 2031

₹2,773.98

Jul 31, 2031

₹2,866.44

Aug 31, 2031

₹2,866.44

Sep 30, 2031

₹2,773.98

Oct 31, 2031

₹2,866.44

Nov 30, 2031

₹2,773.98

Dec 31, 2031

₹2,866.44

Jan 22, 2032

₹2,028.69

₹3,00,000.00

Net Returns

₹1,85,665.80

₹3,00,000.00

Gross Returns(Interest Earned + Total Principal)

₹4,85,665.80

Documents

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Debt Quality

Security

This bond is UNSECURED

Seniority

In case of default, the bond holders will be considered 'Subordinate Tier 2' for payment

Listed

It got listed on exchange on Jul 27, 2026

Issuer

Electronica Finance Limited

Issuer Overview

Pune-based EFL is a non-deposit taking NBFC engaged in asset financing since 1990. The company extends loans to MSME for various needs such as working capital, MF and property backed financing and solar financing. EFL also finances NBFCs/microfinance institutions and EEL. The company had a presence in industrial clusters for MSME customers and in tier 2 and tier 3 cities for micro-LAP segment across 15 states through 185 branches as of March 2026.

Industry

NBFC

Year Founded

1990

Sector

N/A

Ownership

Private

Head Office

Pune

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Investment Calculator

3 units

Invested Amount

₹3,03,462.33

Earned Interest

₹1,85,665.80

Signup to Invest

Calculator

Standard Disclaimer

Investment in securities market are subject to market risks, read all the related documents carefully before investing.

Registration Details

JM Financial Services Ltd.

Corporate Identity Number: U67120MH1998PLC115415

https://www.jmfinancialservices.in

Registered Office

JM Financial Services Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6630 3030. Fax: (022) 6630 3223

Corporate Office

JM Financial Services Limited, 5th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6704 0404. Fax: (022) 6704 3139

Company

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Standard Disclaimer

Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully

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