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Keertana Finserv Limited

active
non convertible debentures
Secured
ISIN
INE0NES07303

Investment Details

Key Terms
Minimum Investment
₹3,00,082.19
For Settlement Date Jul 23, 2026
Maturity Date
09 May 2028
1 Year 9 Months 17 Days
Payment Frequency
monthly
Coupon Rate
12.00 %
fixed
Financial Details
Coupon Type
fixed
Yield to maturity
13.02% p.a
Current Yield
12.05%
Clean Price
₹99.60
Dirty Price
₹100.03
Bond Details
Issue Size
N/A
Base Issue Size
N/A
Greenshoe Option Size
N/A
Issue Closes
N/A
Issue Type
corporate
Face Value
₹10,000.00
Listed
Yes
Allotment Mode
N/A
Mode OF Issue
private placement
Settlement Date
Jul 23, 2026
Coupon Type
fixed
Call Date
N/A
Put Date
N/A
Tier
N/A
Perpetual
No
Issue Date
09 Feb 2026
Risk Factor
Tax Type
Taxable
Tax Free
Mode of Issue
Public
Private
Seniority
Non-Senior
Senior
Security
Unsecured
Secured
Issue Managers
Current MD/CEO
Padmaja Reddy
Debenture Trustee
Mitcon Trusteeship Services Limited

Credit Rating

Instrument Rating
BBB+
Rating Rationale (IND)
Download Details
Rating Date
20/04/26
Outlook
stable

Cash Flow

Investment Amount
₹3,00,082.19
Settlement Date
Payment Term
monthly
Units
30
Repayment Schedule
Download
Date
Interest (12.00%)
Principal
Aug 10, 2026
₹3,057.60
-
Sep 10, 2026
₹3,057.60
-
Oct 10, 2026
₹2,958.90
-
Nov 10, 2026
₹3,057.60
-
Dec 10, 2026
₹2,958.90
-
Jan 10, 2027
₹3,057.60
-
Feb 10, 2027
₹3,057.60
-
Mar 10, 2027
₹2,761.50
-
Apr 10, 2027
₹3,057.60
-
May 10, 2027
₹2,958.90
-
Jun 10, 2027
₹3,057.60
-
Jul 10, 2027
₹2,958.90
-
Aug 10, 2027
₹3,057.60
₹75,000.00
Sep 10, 2027
₹2,293.20
-
Oct 10, 2027
₹2,219.10
-
Nov 10, 2027
₹2,293.20
₹75,000.00
Dec 10, 2027
₹1,479.60
-
Jan 10, 2028
₹1,524.60
-
Feb 10, 2028
₹1,524.60
₹75,000.00
Mar 10, 2028
₹713.10
-
Apr 10, 2028
₹762.30
-
May 10, 2028
₹737.70
₹75,000.00
Net Returns
₹52,605.30
₹3,00,000.00
Gross Returns(Interest Earned + Total Principal)
₹3,52,605.30

Documents

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Debt Quality

Security
This bond is Secured
Seniority
In case of default, the bond holders will be considered 'Senior' for payment
Listed
It got listed on exchange on Feb 12, 2026

Issuer

Keertana Finserv Limited
Issuer Overview
Incorporated in February 1996 as Rajshree Tracom Pvt Ltd, KFL is a non-deposit taking NBFC. The current promoter acquired KFL in March 2022. The gold loan business was acquired from Spandana Mutual Benefit Trust (INR1.9 billion) and the MSME business from Spandana Rural and Urban Development Organization (INR140 million) as per a business transfer agreement dated 4 April 2022. The company provides gold loans, group (JLG) loans, LAP/home loans and unsecured loans. As on 31 March 2026, the company had 651 branches spread across six states.
Industry
NBFC
Year Founded
2022
Sector
N/A
Ownership
Private
Head Office
Hyderabad
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Investment Calculator

30 units
₹3,52,687.49Total Returns
Invested Amount
₹3,00,082.19
Earned Interest
₹52,605.30
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Standard Disclaimer
Investment in securities market are subject to market risks, read all the related documents carefully before investing.
Registration Details
JM Financial Services Ltd.
Corporate Identity Number: U67120MH1998PLC115415
https://www.jmfinancialservices.in
Registered Office
JM Financial Services Limited, 7th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6630 3030. Fax: (022) 6630 3223
Corporate Office
JM Financial Services Limited, 5th Floor, Cnergy, Appasaheb Marathe Marg, Prabhadevi, Mumbai - 400 025.
Tel.: (022) 6704 0404. Fax: (022) 6704 3139
Standard Disclaimer
Fixed returns do not constitute guaranteed or assured returns. Investments in corporate debt securities, municipal debt securities/securitised debt instruments are subject to credit risks, market risks and default risks including delay and/or default in payment. Read all the offer related documents carefully
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